My Friend’s $ Management
Hi 👋 I kind of wanted to rant here so a reply isnt necessary but appreciated :)
My friend has trouble managing her money. The whole time I’ve known her since we met last fall, she’s been low on savings and would continuously put it out there in conversation. We’d be in a friend group, talking about buying clothes and then she’d just say “that’s nice but I don’t really have money.” Or I’d offer to pay for her food or something and she’d say thank you or that I don’t have to do that and I will say “it’s not a problem.” I do it to be nice but when she says I’ll pay you back, she’s only done that maybe once. I’m trying to stop myself from offering now, and just ignoring when she says she doesn’t have money for stuff.
overall it just makes everything awkward for me and the friends we hang out worth when she brings it up. One time we all were going to get food and she said “I cant get anything cause I don’t have money, but I’ll go with y’all and talk.” That’s so awkward for everyone.
and now, she just got her tax return so she’s got like $400 in her account but she’s starting to splurge on things on Amazon because she can. I can understand cause after not having money for a long time finally having some is fun for her but I’m just waiting for the day she says “I spent all my money and now I’m regretting buying all those things.” And I’ll have to bite my tongue but in my head I’d be saying “it makes sense, you did this to yourself and didn’t manage your money well.”
anyway, thank you for reading If you got this far.
@Gracehh21
I've been there. As adults, we make our own decisions. Perhaps you consider going ahead and taking her up on her offers. Just smile and say, "Sure thing!" and let her come along for the ride a few times and watch your friend group eat. It may actually help her to start helping herself. The unfortunate truth is that there are some people who do slip into these sorts of habits, and you could be giving her a gift by setting boundaries. Alternately, if you or any of your friends is good with financial management, perhaps offer to help her create a budget that she can stick to.